Common Objects
Shared canonical models that recur across the lending endpoints. The full field-level schema for each is in the API reference.
Applicant
The person (or co-applicant) applying for credit — identity, contact, employment, and income. Reused by applications and offers.
LoanTerm
The duration of the loan as a count and unit — e.g. termCount: 36, termUnit: "Months".
Amounts & Currency
Monetary values are numbers with an accompanying CurrencyCode (ISO 4217, e.g. USD). Amounts appear on requested amounts, balances, payments, fees, and offers.
Schedule & ScheduleInstallment
The repayment schedule for a loan. Schedule holds an array of ScheduleInstallment entries — each with a due date, principal, interest, fees, and running balance.
Offer
A priced credit offer generated from an application. Offers can be listed, searched, retrieved, and accepted; acceptance drives loan creation.
Disbursement & DisbursementDestination
A movement of loan funds to a destination (account, card, or external instrument). Disbursements can be reversed.
Problem (error envelope)
Every error response is an RFC-style Problem object with a machine-readable code, human title, and detail. See Error Handling.
These objects are the QwikLive canonical shapes — they stay stable regardless of the underlying core banking system, so your integration code does not change when the backing core does.