v1Changelog
1

Onboard the user

POST /api/digital/v1/users — register the user, then activate with POST /api/digital/v1/users/{userId}/activate.

2

Create a digital asset account

POST /api/digital/v1/digital-asset-accounts — opens the account that will hold tokenized deposits.

3

Issue a tokenized deposit

POST /api/digital/v1/tokenized-deposits — tokenizes funds into the account.

4

Check the balance

POST /api/digital/v1/accounts/balance-inquiry — returns asset, available, locked, and pending balances plus tokenized-deposit holdings.

5

Redeem the token

POST /api/digital/v1/token-redemptions

Request
{
  "transaction": { "ref": "123456700112", "type": "TOKEN_REDEMPTION" },
  "channelInfo": { "type": "MOBILE_APP" },
  "tokenAmount": { "currency": "USD", "tokens": 1000.12, "tokenType": "TOKENIZED_DEPOSIT" }
}
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Interbank & validation

To move funds across institutions, validate the counterparty first with POST /api/digital/v1/interbank-transfers/validate, then POST /api/digital/v1/interbank-transfers. See the Digital Recipes.